Over the last 20 years QIWI has introduced a variety of innovative products, created new market niches and use cases.

We started as a scratch cards distribution company for mobile phone top-ups and evolved into an ecosystem of payment and financial services for millions of customers and partners.

Today we run our network and process transactions using a proprietary, advanced technology platform that leverages the latest digital, analytics and security technologies to create a fast, highly reliable, secure and redundant system.

We believe that the breadth and reach of our network and product offering allows us to effectively manage and update our services and realize a strong operating advantage with growth in volumes and diversification of our product offering.